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Financing

Loan installments that adjust to your sales

Hala POS financing

Fast. Simple. Flexible.

Pre-approved based on your annual Hala POS sales.

Finance up to 6 months
Finance up to 6 months
Pre-approved offers
Pre-approved offers
Finance up to 150% of your monthly sales
Finance up to 150% of your monthly sales
Variable installments based on sales
Variable installments based on sales
Flexible financing

Pay as you earn

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Financing that fits your business and works with your cash flow.

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Get quick and instant access to funds based on your sales volume.

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Enjoy flexible repayment options based on your POS sales.

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Maintain control over your cash flow without disrupting your day-to-day operations.

Calculate loan

Get your custom financing option
Get financing up to

1,800,000

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Financing period
1-12 months
Monthly revenue
10,000
2,000,000
This calculator is for informational purposes only and should not be considered an offer by Hala. Terms may vary.
Helping you grow

Financing for all your business needs

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Inventory purchases
Stock up on inventory whenever you need, without worrying about cash flow.
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Purchase small equipment
Increase your production output and grow your revenues.
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Materials Purchase
Increase your stock of production materials, ingredients or components so you can sell more.
Easy way to start

Get a business loan approved in minutes

Step 1

Apply through Hala app

Select the purpose to start the application through Hala app.

Step 2

Review the offer

Evaluate and approve the financing offer, including the amount, tenure, and other relevant details.

Step 3

Get money within 72 hours

Sign the contract and your loan is deposited directly into your Hala account.

Not a Hala merchant yet?

Choose the best financing option

Compare financing options

Eligibility
POS financing
All Hala Merchants
Traditional banks loans
Limited
How to apply
POS financing
Online, no paperwork
Traditional banks loans
Long process, lots of documents
Credit history
POS financing
Not required
Traditional banks loans
Required
Collateral needed
POS financing
None
Traditional banks loans
Required
Loan amount
POS financing
Pre-approved, based on your sales
Traditional banks loans
Based on credit score
Deposit of funds
POS financing
Fast – money in your account within 3 business days
Traditional banks loans
Slow – takes time to process
Approval time
POS financing
Instant
Traditional banks loans
Slow - can take weeks or months
Repayment
POS financing
Flexible, based on daily sales
Traditional banks loans
Fixed, even when sales are low
Support
POS financing
Designed for small businesses
Traditional banks loans
General, not SME-focused
Customer care

Connect with us

Working hours: 9:00 AM - 10:00 PM

Terms and conditions
Support
Payment solution

Don’t have Hala POS terminal yet?

Access financing through your POS Sales

Support all types of payment including chip & PIN, contactless cards, and digital wallets with Hala Payment Terminal.

Soft POS

Still have questions?

We are always here to support you 24 hours a day 7 days a week

How quickly can I open a Business Account?
Opening a Hala Business Account is quick and easy.
  1. Fill out a short online form — it only takes about 5 minutes.
  2. We’ll review your Business Account application as part of your Business Account setup.
  3. We’ll set up your business, and your account's ready to go. It's that simple.
We may need to reach out to confirm a few details or leave you a message on your application, guiding you through the required information or documentation.
How do I open a Business Account?
What documentation is required to open a Business Account?
Am I eligible for a Business Account?
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Hala is a leading fintech platform enabling SMEs to manage their inbound and outbound payments in a simple and secure way.

Accounts
Bank Account
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For call from outside KSA
+966 (11) 282-2899
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Under the supervision and control of The Saudi Central Bank. Hala Payments Company, commercial registration 4030548330