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Hala IBAN Account

The Business IBAN account built for SMEs

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Instant POS settlements

Get your funds immediately. No delays, no waiting.

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Mada and Visa cards

Instant access to your sales locally or globally. Spend it or withdraw it via ATM.

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Pay bills and salaries

SADAD and MUDAD payments directly from your account.

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Control and delegate

Manage authorized users, permissions, and more from the Hala app.

Take control of your cash flow

Instantly access, spend, and manage your sales

Cash-In
Cash-Out
Manage business
Support

Cash-In

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POS Payments

Pay with Mada/Visa locally or internationally, in-store or online

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Payment links Coming soon

Sell from anywhere and send your payment links to your customers by SMS, email or Whatsapp.

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IBAN Transfers

Send and receive money from any bank locally or internationally.

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Wallet to Wallet Transfers

Easily pay your bills, government fees, fines, utilities and more, all in one place.

Support

Cash-Out

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Debit card purchases

Pay with Mada/Visa locally or internationally, in-store or online.

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ATM withdrawals

Access cash locally or internationally, 24 hours a day, 7 days a week.

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IBAN transfers

Send and receive money from any bank locally or internationally.

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SADAD

Easily pay your bills, government fees, fines, utilities and more, all in one place.

Support

Manage business

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Centralized control

Monitor transactions, access insights, delegate account users and set permissions, all from one app.

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Reports & statements

Track cash flow, payments and sales in one place with tax-compliant, integrated reports.

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Expense management

Easily manage the expenses of travel, vendors, administrative, subscriptions and more. Set limits and controls.

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Financing

Access small business loans based on your POS sales, repaid via your account balance.

Business debit card

Your cards, your rules

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Access your funds globally

Withdraw cash in over 200 countries and spend at 130 million merchants worldwide.

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Physical & virtual card

Available with a choice of Mada or Visa Debit Cards.

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Access your funds locally

Choose from 18,000 ATMs and shop at over 700,000 outlets across KSA.

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Online Purchase

Pay suppliers, subscriptions and marketing expenses seamlessly online.

And so much more — the possibilities are endless!

Control and Flexibility

View reports

Access real-time sales, transactions, balances, and more.

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Manage users

Assign or remove authorized account users and manage roles via the app.

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Authorize permissions

Set custom permissions by user and transaction type.

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Transparent pricing

Sign up in minutes

Open a free business IBAN with Hala in minutes and run your finances on transparent fees with no surprises or monthly charges. Get instant settlements and full control from the Hala Business app.

No monthly fees

Free

IBAN account features:
MADA Debit Cards
Free
Visa Debit Cards
Free
Virtual Debit Cards
Free
Customer care

24/7 Support

At Hala, we're available around the clock to ensure your business stays on track. Our support team is always ready to assist with any questions or issues.

Support

Still have questions?

We are always here to support you 24 hours a day 7 days a week

How quickly can I open a Business Account? Minus Icon
Opening a Hala Business Account is quick and easy.
  1. Fill out a short online form — it only takes about 5 minutes.
  2. We’ll review your Business Account application as part of your Business Account setup.
  3. We’ll set up your business, and your account's ready to go. It's that simple.
We may need to reach out to confirm a few details or leave you a message on your application, guiding you through the required information or documentation.
How do I open a Business Account? Plus Icon
What documentation is required to open a Business Account? Plus Icon
Am I eligible for a Business Account? Plus Icon

Can't find what you're looking for?

Under the supervision and control of The Saudi Central Bank. Hala Payments Company, commercial registration 4030548330