About Hala
Building the future Bank for SMEs
Hala empowers small and medium enterprises through innovative financial and technology solutions.

Our mission is empowering SMEs to start, grow and manage their business

100k+
Merchants using Hala
650+
Employees building Hala
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TOP of SME market in Saudi Arabia
Merchant value proposition

Our customer promise comes first

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Seamless financial management
Accept, send, and manage payments easily on Hala’s integrated platform.
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Enhanced control and efficiency
Save time with an all-in-one solution for financial and business needs.
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Business Growth Support
Tailored solutions designed to help SMEs start or grow their operations.
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Trusted, secure banking partner
Reliable and transparent services for secure financial operations.
From Inception to a Leading Financial Platform for Small Businesses
SAMA Approved
7
Years
Of fruitful work with partners & government of Saudi Arabia
2017
2018
2019
2020
Pivot
2021
2022
2023
2024
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Secured Approval from ADGM Fintech RegLab
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Secured SAMA Sandbox approval
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Launched B2C Wallet Model
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Reached 200K individual wallets
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Printed first Batch of Visa Debit Cards
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Obtained Major EMI License from SAMA
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Made a successful pivot into the SME space acquiring over 6,000 SMEs
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Reached USD 50+ million monthly GMV
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Acquired ‘FRESH’ giving HALA access to Merchant value-added services (Cashier, Inventory, Accounting…) www.fresh.sa
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B2C
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B2B
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Reached 35,000+ Merchants
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Certification for our own Hala POS Device
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Reached USD 150M Monthly GMV
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Kick-started FRESH offering in the market
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Reached 50,000 Merchants Reached USD 350M Monthly GMV
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Created Hala Financing
Started Growing with Hala’s own Certified POS Device
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Acquired Payment
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Raised $110M Series B
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Received in-principle approval (IPA) from SAMA for Crowd-lending License
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Received SAMA Debt-based Crowdfunding license
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Admitted to the SAMA BNPL Sandbox
Supporting Hala's Growth with Investor Backing
Hala is proud to have the support of prominent investors who believe in our mission to empower small and medium enterprises.
With their financial backing, we are able to develop innovative digital tools that facilitate secure and straightforward electronic transactions, helping SMEs manage their cash flow, accept payments, and track sales analytics with ease.
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Regulated as an EMI Financial Institution by The Saudi Central Bank (SAMA)
Trusted by leading global companies for secure electronic transactions
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Board members

Hala Group
Hala Payments
Hala Financing
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Esam Alnahdi
Co-Founder & Chairman
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Maher Loubieh
Co-Founder & CEO
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Abdulaziz AlOmran
Board member

Still have questions?

We are always here to support you 24 hours a day 7 days a week

How quickly can I open a Business Account?
Opening a Hala Business Account is quick and easy.
  1. Fill out a short online form — it only takes about 5 minutes.
  2. We’ll review your Business Account application as part of your Business Account setup.
  3. We’ll set up your business, and your account's ready to go. It's that simple.
We may need to reach out to confirm a few details or leave you a message on your application, guiding you through the required information or documentation.
How do I open a Business Account?
What documentation is required to open a Business Account?
Am I eligible for a Business Account?
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Hala is a leading fintech platform enabling SMEs to manage their inbound and outbound payments in a simple and secure way.

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Under the supervision and control of The Saudi Central Bank. Hala Payments Company, commercial registration 4030548330